| Product Features | ABCpayments | Competitor – 1 | Competitor – 2 | |
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Credit Cards Accepted |
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| Online Bank Transfer Facility |
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NA | NA | |
| Pre-Paid Cards |
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| Mobile Banking |
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| Credit Card Backup Gateway | Yes | NA | NA | |
| Security |
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| SSL Certificate requirement at Merchant website |
No (Here you save annual expense) |
Yes (Additional yearly expense for the merchant) |
Yes (Additional yearly expense for the merchant) |
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| Ease of Integration | Very Simple | Complex | Very Complex | |
| Time of Integration | Less than an hour | 15 days to 1 month | 15 days to 2 month | |
| Technical Support | Both Online & Offline Support | No Offline Tech Support | No Offline Tech Support | |
| Initial Cost |
Rs. 28000/- (for most preferred plan) |
Rs. 40000/- (entry fee) + Rs. 60000/- (deposit) + Rs. 25000/- (SSL certificate) |
Rs. 40000/- (entry fee) + Rs. 60000/- (deposit) + Rs. 25000/- (SSL certificate) |
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| Annual Running Cost | NIL |
Rs. 25000/- (SSL certificate) Rs. 30,000/- (tech contract) |
Rs. 25000/- (SSL certificate) Rs. 30,000/- (tech contract) |
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| Penalties | NIL | Rs. 3000/- per month if the volumes are less than defined limit | Rs. 3000/- per month if the volumes are less than defined limit | |
| Pre-qualification | Nominal Documentary proofs |
Lot of documentation Many legal hassels |
Lot of documentation Many legal hassels PWC Audit Clearance |
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| Online Invoicing & Quickpay Services | Yes | NA | NA | |
| Online Reports | Maximum | Less | Very Less | |
| Bank Account Requirement | Payment can be transferred to your any preferred Bank Account | Bank Account in specific Bank is MUST | Bank Account in specific Bank is MUST | |
| Response of queries | Less than 8 working hours | 48 hours | 48 hours | |
Filed under - ABCpayments, Payment Gateway
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